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Mobile Capital

from 1 UAH
Interest rate before taxation, % per annum
UAH: 5%
Calculation of the profitability of the deposit
Importantly! The settlement amount is approximate and will be specified in the Bank branch. There are no payments for fringe and/or related services of the Bank.
Deposit amount
Term of deposit, month
Annual rate
Estimated income after tax
Payment letter
Deposit amount
Deposit term
Deposit percentage
Estimated income before tax
The amount of taxes on income
Military fee
Income tax of individuals
Estimated income after tax
Interest rate after taxes

MTB Bank offers you an opportunity to freely use your money while earning more on it! The Mobile Capital deposit program pays interest on your account balance regardless of the balance amount! But if you wish to deposit a larger amount, you may want to consider other offers from our bank: Term, Cumulative, etc.

You can open a deposit in  the hryvnia.  Earn income on money you didn’t spend yet!

Deposits under this program are termless. At the same time, you can freely use your payment card, paying for your in-store and online purchases, withdrawing cash at any ATM in Ukraine without a withdrawal fee, and adding more funds to your deposit at any time.

Deposit calculator «Mobile Capital»


  • Currency:UAH ;
  • Term: indefinite;
  • Deposit replenishment: provided without restrictions;
  • Interest payment: monthly;
  • Free withdrawal: provided;
  • Return terms: return on demand;
  • Automatic renewal: not provided (indefinite deposit);
  • Early termination:deposit is repaid upon demand of the depositor without loss of interest.

  • card type: Visa Classic PayWave;
  • card validity period: 3 years;
  • registration of the main card: free ;
  • monthly payment for cash management services: free of charge;
  • annual fee for cash management services: free of charge;
  • registration / maintenance of an first additional card of the same class: free of charge;
  • the minimum balance on the account: 100 UAH;
  • cash replenishment at the Bank’s cash desk: no commission;
  • non-cash transfer of funds: 1.2% from sum. min 5 UAH / 1 USD / EUR;
  • cash withdrawals at ATMs and branches of PJSC "MTB BANK": no commission;
  • cash withdrawal at ATMs of the partner bank FUIB (Radius network): no commission.
Loyalty program

Not applicable

Income tax

According to the Tax Code of Ukraine, personal income tax is withheld in the amount of 18% of the amount of accrued interest on the deposit and an additional military tax is withheld in the amount of 1.5% of the amount of accrued interest.

How to open a deposit

To open a Mobile Capital deposit, simply:

  • visit any branch of our bank in Kyiv, Kryvyi Rih, Poltava or another city in Ukraine;
  • call our hotline number;
  • request a callback; or
  • complete an online inquiry form.

    Our specialists will help you with opening a deposit, and tell you more about other programs offered by our bank for private customers (Retirement, Hit the Ten, etc.).

    Required documents

    To open a deposit under this program, you have to be an MTB Bank customer and provide your:

    • passport,
    • TIN.

    Application for joining the DKBO (individual part)
    Warnings and possible consequences
    Warnings and possible consequences

    The client has the right after the termination of the agreement on the provision of banking services, including in connection with the expiration, termination or execution of such an agreement, to contact the bank with a request for information (certificate) related to the fulfillment by the parties of their obligations established by the contract, including information (certificate) about the absence of debt and the fulfillment of the client's obligations under the contract in full, which the bank provides in the form of a paper or electronic document (at the choice of the client ) within five working days from the day the bank receives such a request.

    To establish a deposit - fill out an application and our staff will contact you as soon as possible.


    free access to the deposit 24 hours a day, 365 days a year;

    contactless payment for purchases with  Google Pay / Apple Pay;

    the card can be used for settlement on the Internet and a terminal network;

    secure online payment service  3D Secure;

    cash withdrawal without commission at any ATM of Ukraine (for accounts in hryvnia);

    payment up to 1500 UAH - without entering the PIN-code and signature, contactless - off-line or on-line;
    payment over 1500 UAH - with the input of the PIN-code and signature, contactless - only on-line.

    Guaranteed by the Deposit Guarantee Fund

    MTB BANK received the highest rating for the reliability of bank deposits (deposits) “5” assigned by the specialized rating agency  “Credit-Rating”. The date of awarding the high mark is 24.02.2009. The date of the last confirmation is 06/30/2022.


    Essential characteristics of the Bank Deposit service “MOBILE CAPITAL”
    285 KB

    Summary terms of deposits FL

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    Warnings and possible consequences

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    Agreement on comprehensive banking services for individuals (public part of the DKBO)

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    Deposit application

    After you have sent an application, a Bank officer will call you and inform you about the procedure of execution of the service package in the Bank department

    How to Open a Deposit?

    To open a deposit in UAH under the Mobile Capital programme, MTB Bank offers you several convenient ways:

    • visit one of our branches in Kyiv or other cities of Ukraine;
    • call the hotline number and our operators will provide you with all the necessary information;
    • request a callback on our website, and our managers will contact you at a time convenient for you;
    • fill in the online application form on our website, and we will process your request quickly.

    Our specialists will not only help you with the Mobile Capital programme, but will also introduce you to other profitable programmes for individuals, such as Pension, Ten and other deposits.

    To open a deposit in hryvnia under the Mobile Capital programme, you need to be a client of MTB Bank and provide the following documents:

    • passport
    • identification code (TIN).

    Visit us or use any convenient way of communication, and we will provide you with quality service and support at all stages of cooperation. Do not hesitate and join the Mobile Capital programme today and start the path to financial stability and growth of your capital together with MTB Bank.

    How Is the Deposit Paid Out?

    MTB Bank offers you a unique opportunity to expand your financial capabilities and ensure comfortable management of funds with the help of an unlimited deposit in UAH ‘Mobile Capital’ with monthly interest and deposit repayment at any time:

    • free deposit withdrawal — provided;
    • early termination of the agreement — the deposit is returned to the first request of the depositor without loss of interest;
    • terms of return — at the request of the depositor;
    • interest payment — monthly;
    • currency — deposit in Ukrainian hryvnia (UAH);
    • minimum balance — not reduced;
    • deposit replenishment — provided without restrictions;
    • automatic renewal — not provided (because the deposit is unlimited);
    • card type — Visa Classic PayWave;
    • card validity period — 3 years;
    • issuance of the main card — free of charge;
    • monthly fee for cash management services — not charged;
    • annual fee for cash management services — not charged;
    • issuance/service of the first additional card of the same class — free of charge;
    • minimum account balance — UAH 100;
    • cash replenishment of the account at the bank's cash desk — no fee;
    • non-cash transfer of funds from other banks — 1.2%, but at least UAH 5 or 1 USD/EUR;
    • cash withdrawals from ATMs and branches of MTB Bank — no fee;
    • cash withdrawals from ATMs of our partner FUIB (First Ukrainian International Bank) — no fee.

    What Are the Advantages of the Mobile Capital Deposit From MTB Bank?

    Check out the benefits of this profitable deposit in UAH:

    • Free access 24/7. You will always have access to your deposit, regardless of time and day, 365 days a year.
    • Contactless payment with Google Pay / Apple Pay. You can conveniently and securely pay for your purchases.
    • Payments on the Internet and terminal network. Use your card for convenient and secure payments on the Internet and in stores.
    • 3D Secure online payment service. Protect your finances on the Internet with the help of reliable 3D Secure technology.
    • Cash withdrawals without commission. Withdraw money for free at any ATM in Ukraine for accounts in hryvnia.

    What Cards Is Mobile Capital Available For?

    For this deposit in UAH, we use Visa Classic PayWave. This is a type of card from the Visa payment system that uses contactless payment technology. The cardholder can pay for purchases by simply touching the card to the terminal.

    This technology makes the payment process fast, convenient and secure, and allows you to save time in the checkout line. Visa Classic PayWave meets high standards of payment security and is issued by banks in cooperation with the Visa payment system.

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