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Credit against Property Collateral

From UAH 100,000 to UAH 5,000,000
Real annual interest rate: from 33% до 55,89% annual
From 1 to 10 years

PJSC "MTB BANK" provides long-term credit for consumer purposes secured by residential (apartment, country house) or commercial real estate. MTB Bank is known for its individual approach to each client. We understand that each client has their own unique needs and circumstances, which is why we offer individual home equity loan terms that meet each client's specific needs and capabilities. Our customers can be sure of the stability of their monthly payments, as the interest rate remains unchanged. We also have a special loyalty program for our regular customers. It provides additional benefits and discounts for our clients who previously took a loan from the bank .

Calculator from "Credit against Property Collateral"


Individual approach to the client

Fixed interest rate

Loyalty program for customers who previously used credit

To apply for - fill out an application and our officer will soon contact you.



Interest rate per annum: 26.2%

One-time commission: 0.99% of the loan amount

Additional payments, including additional and related services under the loan «Loan secured by real estate for consumer purposes»
Ways of Taking Out a Loan

You can get money in one of the following ways:

  • order call back,
  • file an application on our website,
  • call the hotline number.

After approval of the application, the client will receive money in cash or to a bank card in a short time.

Package of Documents

To apply for a loan under this program, the same documentation is required as for obtaining a mortgage loan for the purchase of real estate:

  • copy of the passport of a citizen of Ukraine who is real estate owner;
  • marriage or divorce certificate;
  • TIN;
  • documents confirming the income of the borrower;
  • documents for real estate offered as collateral:
  • documents confirming ownership;
  • Technical Inventory Bureau's registration documents, technical passport, registration certificate, extract from the register of property rights (originals or notarized copies);
  • certificate of absence of household indebtness;
  • certificate of the Housing Maintenance Administration about the presence or absence of registered persons;
  • if the owner has minor children, a certificate from the Housing Maintenance Administration about the place of registration of children is required;
  • documents confirming the absence of any obligations in relation to the facility (rent or sharing).

If you are interested in a quick mortgage loan, pay attention to a favorable and affordable consumer loan "CashVash"

According to Art. 17 of the Law of Ukraine «On Consumer Lending» The Borrower has the right

Attention! According to Art. 17 of the Law of Ukraine «On Consumer Lending» The Borrower has the right to repay the consumer loan in full or in part ahead of schedule at any time, including by increasing the amount of periodic payments, notifying the Lender in writing.

Also, the Borrower has the right to cancel the consumer loan agreement (credit card) within 14 calendar days from the date of this agreement (in case of cancellation of such agreement, the client pays interest for the period from the date of receipt of funds to the day of their return at the interest rate established by this agreement, and performs other actions provided for by the Law of Ukraine “On Consumer Lending” or the agreement).

Warnings and possible consequences
Warnings and possible consequences

The client has the right after the termination of the agreement on the provision of banking services, including in connection with the expiration, termination or execution of such an agreement, to contact the bank with a request for information (certificates) relating to the fulfillment by the parties of their obligations established by the contract, including information (certificate) about the absence of debt and full fulfillment of the client's obligations under the contract, which the bank provides in the form of a paper or electronic document (at the choice of the client) within five working days from the day the bank receives such a request.


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Warnings and possible consequences

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Standard agreement (non-revolving line of credit)

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Standard agreement (revolving line of credit)

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Standard agreement, secured

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Standard agreement (annuity, secured)

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Repayment of a loan

Cash deposit at the Bank’s cashier

With the help of Internet-Banking

Loan (credit card) application

After You have sent an application, a Bank officer will call you and inform you about the procedure of execution of the service package in the Bank department.

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