Financing

Loan for Business From MTB Bank

Fast business loans from MTB Bank are a form of financing provided to entrepreneurs and companies to meet short-term or long-term capital needs. They can be used for various purposes, such as launching a new business, expanding an existing business, purchasing equipment, replenishing working capital, covering operating expenses, etc. The terms of the loan, such as interest rates and repayment terms, may differ depending on the type of loan.

Loans of 5-7-9%

The main objective of this programme is to support investment initiatives of Ukrainian small business entrepreneurs. It is aimed at creating new jobs, legalising and expanding the activities of small businesses, increasing their competitiveness and strengthening the country's economy.

Loans From the European Investment Bank

MTB Bank continues to actively provide loans to small and medium-sized businesses through partnership programmes that have been developed for several years. From now on, the bank's clients have the opportunity to obtain medium- and long-term financing at lower interest rates.

Factoring

Factoring is a financial method often used by suppliers of goods or services to provide customers with an option to pay at a later date. Similar to an overdraft, factoring helps to ensure continuous financial flows and maintain regular payments to business partners.

Overdraft

This form of business financing ensures a stable payment schedule with your business partners without waiting for funds to be credited to your current bank account. The overdraft limit is set individually depending on the amount of cash flow to your account and is accompanied by collateral.

Credit Line

A credit line is an option that allows your business to take out a short-term loan from a bank to replenish working capital. The maximum loan amount is limited by MTB Bank.

Technical Loans

We offer technical loans for businesses in Kharkiv or any other city in Ukraine. They can be secured by property rights to deposits with our bank, placed in the currency of the loan or another currency, as well as by a guarantee of an individual who uses his or her bank deposit as collateral.

Documentary Operations

For business, MTB Bank provides other related services:

Letters of Credit

A documentary letter of credit from MTB Bank is a mechanism of cooperation between a buyer and a seller, in which the bank acts as an intermediary. The bank undertakes to pay the amount to the seller only after certain conditions set out in the document are met.

Bank Guarantees

This is a method of securing contracts whereby the bank undertakes to guarantee that its client will fulfil its financial obligations to the counterparty. This is often used in cases where the counterparties are not sure of each other's financial reliability.

Documentary Collection

A process whereby the seller's bank forwards documents relating to the goods to the buyer's bank in accordance with the customer's instructions. The buyer's bank then transfers the documents to the client (buyer) in exchange for payment or on other terms.

Bill of Exchange Transactions

An avalization service involves the partial or full payment of a bill of exchange on behalf of someone who is obliged to pay the amount on the bill. This is used in situations where the holder of the bill has doubts about the payer's solvency.