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Vehicle Purchase

From UAH 200,000 to UAH 5,000,000
Real annual interest rate: from 63,94% до 109,12% annual
From 1 to 7 years

MTB BANK provides the opportunity to purchase a new car on credit. Our bank also has a credit program secured by a deposit, under which we provide funds for consumer purposes.

This program is collateral, like loans on purchase and secured real estate

An individual approach to the client is one of the key features of credit services provided by MTB Bank. Our specialists are always ready to listen to your needs and offer the most favorable car loan. An important advantage of a loan for a new car from MTB Bank is also the lack of attachment to a specific car dealership. This means that you have the opportunity to choose a car at any car dealership (please note that you can take bank loan only for a new car). In addition, we offer a fixed interest rate for the entire term of the loan. This allows you to ensure the stability and predictability of your monthly payment.

Calculator from "Vehicle Purchase"


Individual approach to the client

Absence of binding to a particular car dealership

Fixed interest rate

To apply for - fill out an application and our officer will soon contact you.


Conditions for the purchase of cars

Loan currency: UAH

Loan term: From 1 to 7 years

Interest rate per annum: 27.2%

Monthly fee: is absent

One-time commission: 1.5% the loan amount

Security: purchased vehicle

Additional payments on the loan «Vehicle Purchase»
Ways of Taking Out a Loan

To calculate interest on a loan and take part in a favorable program, contact us in one of the following ways:

  • call the hotline number,
  • file an application,
  • order call back.
Package of Documents

To take out a loan for a car or truck, you will need to provide:

  • civil passport;
  • TIN;
  • marriage registration or divorce certificate;
  • documents that confirm the income of the borrower (spouse);
  • documents confirming ownership of real estate or other property;
  • bank deposit agreement, if any;
  • documents containing information about other loans;
  • borrower driver’s license;
  • copy of the civil passport, TIN and marriage registration or divorce certificate of the seller,
  • certificate of ownership of the car;
  • documents for the transaction.

For a complete list of documents and information about the cash loan "CashVash", contact us at the hotline number 0-800-500-255.

According to Art. 17 of the Law of Ukraine «On Consumer Lending» The Borrower has the right

Attention! According to Art. 17 of the Law of Ukraine «On Consumer Lending» The Borrower has the right to repay the consumer loan in full or in part ahead of schedule at any time, including by increasing the amount of periodic payments, notifying the Lender in writing.

Also, the Borrower has the right to cancel the consumer loan agreement (credit card) within 14 calendar days from the date of this agreement (in case of cancellation of such agreement, the client pays interest for the period from the date of receipt of funds to the day of their return at the interest rate established by this agreement, and performs other actions provided for by the Law of Ukraine “On Consumer Lending” or the agreement).


Frequently asked questions

The Application Process
What Are the Additional Costs?

hen considering the costs of a car loan in Ukraine, it is important to take into account various components that can affect the total cost of the loan:

  1. Interest rate, per annum — 27.2%. This is the percentage added to the loan amount annually.
  2. There is no monthly fee. This means that the client does not pay an additional monthly fee for maintaining the loan.
  3. One-time fee — 1.5% of the loan amount. This fee is charged once upon disbursement of the loan.
  4. One-time fee for opening a current account for obtaining a loan/cash and settlement account — UAH 100.
  5. Fee for monitoring the loan for a new car and collateral, annually, starting from the second year of lending — UAH 1,000.
  6. Life insurance, percentage of the loan amount per year — from 0.35%.
  7. Property insurance, percentage of the appraised value per year — from 6.15%.
  8. Notary services, one-time — UAH 3,000.
  9. Appraiser's services, one-time — none.
  10. Compulsory state pension insurance fees, percentage of the property value, one-time — from 3 to 5%.
  11. Administrative fees, a percentage of the subsistence minimum for able-bodied citizens, one-time — none.
Loan Repayment

No commission:

  1. Through a self-service terminal in banks or other institutions. Customers can use self-service terminals located in bank branches, supermarkets or other establishments.
  2. Through the operating cash desk at the MTB Bank branch. Customers can visit any branch of the bank and make payments through the cash desk without additional fees.
  3. Through the MTB360 mobile application. Customers can conveniently and securely use the MTB360 mobile application to repay the loan at any time and place convenient for them, without paying additional fees.

In the case of transferring funds from accounts opened with other banks, repayment of a loan for a new car may be accompanied by a commission in accordance with the tariffs of another bank. 

Як часто я можу отримувати доступ до комірки?
Доступ до комірки можливий тільки в робочі години банку.
Що станеться, якщо я втрачу ключ від комірки?
У разі втрати ключа може знадобитися заміна замка, за що стягуватиметься додаткова плата.


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Warnings and possible consequences

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Standard agreement (non-revolving line of credit)

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Standard agreement (revolving line of credit)

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Standard agreement, secured

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Standard agreement (annuity, secured)

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Repayment of a loan

Cash deposit at the Bank’s cashier

With the help of Internet-Banking

Loan (credit card) application

After You have sent an application, a Bank officer will call you and inform you about the procedure of execution of the service package in the Bank department.

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