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Accumulation

Currency
Hryvna, Euro, Dollar
Amount
from 2000 UAH, 500 USD / EUR
Interest rate before taxation, % per annum
UAH: 13,0-13,5%; USD: 1,2 - 1,5%; EUR: 0,45-0,9%
Term
from 3 up to 12 months
Calculation of the profitability of the deposit
Importantly! The settlement amount is approximate and will be specified in the Bank branch. There are no payments for fringe and/or related services of the Bank.
Deposit amount
Term of deposit, month
Annual rate
%
Estimated income after tax
uah usd euro
Payment letter
Deposit amount
Deposit term
Deposit percentage
Estimated income before tax
The amount of taxes on income
Military fee
Income tax of individuals
Estimated income after tax
Interest rate after taxes

With MTB Bank, planning your purchases and important events is an easy and pleasant experience! The Cumulative deposit program for private customers for a term starting from 3 months will help you easily save money and earn high interest. Choose this program or another offer from MTB Bank (Term, Hit the Ten, etc.).

Cumulative deposits are available in the national (hryvnia) or a foreign (US dollar, euro) currency with the option of adding more funds. We will give you an international payment card as a gift to accumulate deposit interest payable monthly or upon maturity. The interest capitalization feature is also available. While the Retirement programs have age-restricted eligibility, the Cumulative program is open to all citizens of Ukraine and nonresidents.

Conditions

General

Currency: hryvnia, USD, EUR;

Term: 3 - 12 months;

Minimum deposit amount: 2000 UAH, 500 USD / EUR;

Deposit replenishment: provided without restrictions;

Interest payment: monthly ;

Interest capitalization: provided (monthly);

Free withdrawal: not provided;

Return terms: after the end of the term;

Automatic renewal: provided (at the Client's choice);

Early termination: not provided.

Loyalty program

When placing any bank deposit (UAH, USD, EURO), the depositor can issue a personal payment card Visa Classic tariff package «Card for payments» - without charging for the issue and settlement and cash service of this PC.

Issuance of a payment card of another class is carried out in accordance with the Tariffs for servicing the current account using a payment card.

When making bank deposits (deposits) in the "MTB360" mobile application "Term" and "Accumulating" national currency, plus 0.5% is added to the currentrates regardless of the registration period.

With the automatic prolongation of the Bank Deposit Agreement, an automatic rate increase is provided:

  • + 0.2% to the base rate for deposits in national currency.
  • + 0.1% to the base rate for deposits in US dollars and Euros.
Income tax

According to the Tax Code of Ukraine, personal income tax is withheld in the amount of 18% of the amount of accrued interest on the deposit and an additional military tax is withheld in the amount of 1.5% of the amount of accrued interest.

How to open a deposit

To receive a consultation, contact us by:

  • leaving an inquiry on our website,
  • requesting a callback, or
  • calling the number provided on our website.

Our professionals will provide you an exhaustive consultation and help you with choosing and opening a deposit. You may also visit any of our bank’s offices in Kyiv, Kharkiv, Dnipro and other Ukrainian cities.

Required documents

To open a deposit, all you have to do is to provide a minimal document package:

  • passport,
  • TIN,
  • or other documents requested by our bank

Warnings and possible consequences
Warnings and possible consequences

The client has the right after the termination of the agreement on the provision of banking services, including in connection with the expiration, termination or execution of such an agreement, to contact the bank with a request for information (certificate) related to the fulfillment by the parties of their obligations established by the contract, including information (certificate) about the absence of debt and the fulfillment of the client's obligations under the contract in full, which the bank provides in the form of a paper or electronic document (at the choice of the client ) within five working days from the day the bank receives such a request.

To establish a deposit - fill out an application and our staff will contact you as soon as possible.

Benefits

Loyalty program for стандартный customers

Personal manager who will accompany you throughout the service stage

Free registration of a payment card to receive %

Guaranteed by the Deposit Guarantee Fund

MTB BANK received the highest rating for the reliability of bank deposits (deposits) “5” assigned by the specialized rating agency  “Credit-Rating”. The date of awarding the high mark is 24.02.2009. The date of the last confirmation is 06/30/2022.

Interest rate before taxation, % per annum

month months

Documentation

Essential characteristics of the Bank Deposit service “CUMULATIVE”
pdf
192 KB

Summary terms of deposits FL

Go to

Warnings and possible consequences

Go to

Agreement on comprehensive banking services for individuals (public part of the DKBO)

Go to
Deposit application

After you have sent an application, a Bank officer will call you and inform you about the procedure of execution of the service package in the Bank department

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