Overdraft

Provide a reliable and continuous schedule of settlements with your counterparties within the limit set by the Bank, without waiting for cash inflow to your current account.

The overdraft limit is set individually depending on the amount of inflow to your current account with the Bank and depends on security. The amount of the limit is not more than 30% of the average monthly inflow.

Conditions:

• The loan currency is UAH.

• Settlement of the overdraft debt not less than once in 30 or 90 calendar days.

• Repayment of the loan is carried out automatically, due to the proceeds to the customer's current account. Interest is repaid monthly.

• Limit from UAH 50,000 to UAH 175,000,000.

Required minimum:

Presence of a stable financial condition and sufficient turnover of money resources on accounts.

Setting of the current account overdraft debt limit (negative balance). The negative balance cannot exceed an overdraft limit set by the Bank.

An overdraft can be secured against:

• guarantee;
• property rights under contracts;
• goods in circulation;
• real estate;
• means of transport;
• equipment.