MTB Business Payment module | MTB Office Electronic document management system, registration of products and services |
Additional conditions
Month | Date of payment | Payment amount | including | The balance of the debt | |||
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Repayment of the loan body | Interest for use | Commissions in favor of the bank | Third party payments |
State program
Fixed rate
Fair terms
To apply for - fill out an application and our officer will soon contact you.
If an employee:
If the client is registered as an individual - an entrepreneur:
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excerpt of registration of ownership of real estate or information certificate of ownership from the Stateof the register of property rights to immovable property;
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Possible consequences for the client in the case of using a banking service or failing to fulfill his obligations under the contract for the provision of this banking service:
1) when receiving a loan:
- The borrower returns the loan amount in accordance with the terms of the contract and the requirements of the legislation of Ukraine;
- the Borrower incurs costs in the form of interest, commissions and other payments for the Bank's services in accordance with the terms of the credit agreement.
2) in case of untimely repayment of credit debt or other violations of the terms of the contract:
- the Borrower may be subject to penalties (penalties, fines, penalties) in accordance with the terms of the credit agreement;
- in the cases determined by the credit agreement, the Bank has the right to demand early repayment of payments under the consumer loan and compensation for losses caused to it by breach of obligations;
- The Bank has the right to apply to collection companies acting in the interests of the Bank.
The Bank is prohibited from requiring the client to purchase any goods or services from the Bank or a person related or connected to it as a prerequisite for the provision of these services (except for the provision of a package of banking services).
The bank does not have the right to unilaterally make changes to contracts concluded with clients, unless otherwise established by the contract or law.
The client has the right to refuse to receive advertising materials through remote communication channels.
In case of untimely reinsurance of the property (failure to make another insurance payment for its full collateral value) against the risks of accidental destruction, damage or deterioration, or in case of failure to provide the Bank with documents confirming the Client's solvency, the Bank will apply a fine in the amount of 0.2% of amount owed on the loan on the date of violation. |
1) How is the value of the real estate object determined for calculating the loan amount? - The value of the subject of the mortgage should not exceed the estimated value, determined on the basis of the evaluation report, conducted by the subject of evaluation activity or a bank employee who has a qualification certificate of the appraiser, and registered in the Unified database of evaluation reports.
2) Whether is it possible to mortgage other real estate that is not the object of purchase? - The object of the mortgage is exclusively the real estate object being purchased.
3) Is it necessary to insure the real estate – mortgage object? - Yes, housing (apartment), which is the subject of a mortgage, must be insured by the borrower against the risks of accidental destruction or accidental damage for the full appraised value.
4) Is early repayment of the loan provided for? Yes, it is possible to make full or partial early repayment of the loan at any time without any fines or commissions.
5) In what cases can you lose the right to receive compensation from the state? - provision of unreliable/invalid/false information about oneself and/or family members, which led to the payment of funds, interest compensation in favor of the client, who did not have the right to receive such interest compensation and is obliged to return such illegally obtained interest compensation within a month compensation - the client's use of loan funds received from the bank under the Mortgage Loan Agreement not for the purpose specified in accordance with the Program Terms and Conditions, the Mortgage Loan Agreement, including the purchase of a mortgage item that does not meet the criteria and requirements specified in the Terms; - violation by the client of monetary obligations under the Mortgage Loan Agreement for more than 90 calendar days; - the absence of the bank for more than 90 calendar days of confirmation that clients belong to the category of citizens who have the right to receive Interest Compensation; - the client's loss of belonging to the category of citizens who have the right to receive Interest Compensation in accordance with the Terms, Rules and the Mortgage Loan Agreement.
6) How can I repay the loan? - Depositing cash through the Bank's cash desk. - Using Internet Banking.
According to Art. 17 ZU "On consumer lending" The borrower has the right
Attention! According to Art. 17 of the Law "On Consumer Lending" The Borrower has the right at any time to fully or partially repay the consumer loan early, including by increasing the amount of periodic payments, by notifying the lender in writing.
Also, the Borrower has the right to withdraw from the contract on consumer credit (credit card) within 14 calendar days from the date of conclusion of this contract (in case of refusal of such contract, the client pays interest for the period from the day of receipt of funds to the day of their return at the interest rate established by this contract and performs other actions provided for the Law of Ukraine "On Consumer Lending" or the contract).
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