"The state proposed to solve problems of distrust in borrowers, which arose due to total non - payments on loans in years 2014-2015, by bank lending secured by goods through the execution of a trust property agreement, "says Igor Uchitel, President of ODESSAGAZ JSC, about this type of lending. – “In this case, the bank shouldn’t be worried that the borrower will secretly withdraw the deposit, resell it and leave the bank “holding an empty bag”. At the same time, a borrower whose main asset is goods, such as gas, feels more confident when it is possible to issue goods as collateral for their obligations, which increases chances of obtaining a loan and trust from the bank”.
"International Gas Company” was the first such borrower in our Bank," said Yuri Kralov, Chairman of the Management Board of MTB Bank PJSC. - Lending by entering into a trust property agreement is significantly different from loans secured by movable and immovable property. If the Bank, for example, issues a mortgage, in this case, the apartment owner that acts as the subject of collateral actually remains its owner. In the case of lending under a trust property agreement, it belongs to the Bank. And it is returned to the owner's ownership only after the loan is repaid”.
"By taking a loan from MTB Bank secured by goods via signing a trust property agreement, the borrower ensures the continuity of the operational process," said Igor Zgurov, Chairman of the Supervisory Board of MTB Bank. - And this is probably one of the main components of being a success in business: never stop for a minute”.
MTB Bank is open to its customers, constantly expanding its product line to meet needs of the business.
The National Bank of Ukraine has determined the schedule for banks and the electronic payment system (EPS) to operate during the holidays of late 2020 - early 2021.
MTB BANK starts issuing payment cards of the UnionPay International System, which will be used to make payment transactions in China, Ukraine and other 177 countries and regions.
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