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Own needs Card «GOLD»

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Own needs Card «GOLD»

Own needs Card «GOLD» from MTB Bank is a package of services for private clients who value comfort, convenience and financial freedom. 


contactless card Master Card Debit Gold Contactless / VISA Gold class;

contactless payment for purchases with Google Pay / ApplePay;

3D Secure Online Payment Service;

issue of an additional equal class card for a family member;

free non-cash crediting;

free cash replenishment of an account;

free cash withdrawal within the limit;

non-cash payments in the retail and service network and the Internet - no commission;

E-mail banking/ Internet banking/ Mobile banking / SMS banking;

payment by card up to 1,500 UAH, without entering a PIN code and signature, contactless – off-line and on-line - for VISA Gold;

payment by card up to 500 UAH, without entering a PIN code and signature, contactless – off-line and on-line - for Master Card Debit Gold Contactless.

To apply for service package fill out an application and our officer will soon contact you


  • card type: Master Card Debit Gold / Visa Gold;
  • card validity period: 3 years;
  • currency: UAH / USD / EUR;
  • registration of the primary card:  free;
  • annual CDS fee: not charged;
  • registration of an additional equal class card: 100 UAH;
  • additional card maintenance: free;
  • security deposit: none;
  • interest accrued on the account balance: none;
  • cash replenishment at the Bank's cash desk: not chargeable;
  • non-cash crediting of funds: not chargeable;
  • cash withdrawal at cash desks/ATMs of PJSC "MTB BANK": 1% + 5 UAH.
  • withdrawal at cash desks/ATMs of other banks in Ukraine: 1.5% + 5 UAH (USD/EUR/CNY)
  • SMS - banking per month: 20 UAH per month.
How to obtain it?

An individual should fill in an online application to open an account. The manager will call you back to choose a place and time to sign the contract.

Application for joining the DKBO (individual part)
Warnings and possible consequences
Warnings and possible consequences

The client has the right after termination of the agreement on the provision of banking services, including in connection with the expiration, termination or execution of such an agreement, to contact the bank with a request for information (certificate) related to the fulfillment by the parties of their obligations established by the contract, including information (certificate) about the absence of debt and the fulfillment of the client's obligations under the contract in full, which the bank provides in the form of a paper or electronic document (at the choice of the client ) within five working days from the day the bank receives such a request.

Procedure of execution

Execute an application

Fill out an application

Make an arrangement with the manager

At the meeting discuss terms and conditions and execute the documents


Essential characteristics of the card
349 KB
Significant characteristics of the package
162 KB


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Warnings and possible consequences

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Agreement on comprehensive banking services for individuals (public part of the DKBO)

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Note on safe use of PC

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Application for execution of services

After you have sent an application, a Bank officer will call you and inform you about the procedure of execution of the service in the Bank department

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