"Benefit NEW" for clients of the "Personal" segment

Warnings and possible consequences for the client in case of using the service or not fulfilling his obligations’ according to the service contract

Credit card «Benefit_NEW»

• In case of improper performance by the borrower of his obligations under the credit agreement, the Bank has the right to apply to the relevant state authorities in order to satisfy his requirements, including by force.
• If the Client exceeds the limit of the Revolving Credit Line established by the Credit Agreement, interest is charged on the amount of the excess (Unauthorized credit debt) and a penalty is paid in accordance with the Tariffs posted on the Bank's website: www.mtb.ua, which are not an integral part of the Credit Agreement. In the future, for the calculation of the next amount of the mandatory minimum payment, including for the return of Unauthorized credit debt, an interest rate of 90% (ninety) percent per annum is applied.

• The Bank does not require the client to purchase any other services or goods from the Bank or a related or related person as a prerequisite for the provision of these services (except for the provision of a package of banking services).

• The Bank has the right to change and supplement the CONTRACT ON PROVIDING PJSC "MTB BANK" BANKING SERVICES TO INDIVIDUALS, notifying the Borrower of this at least 30 (thirty) calendar days before the implementation of such changes - on the Bank's Website. The Borrower has the right to terminate this Agreement by the date from which the changes will be applied, having simultaneously fulfilled all obligations to the Bank under this Agreement and under the Consumer Credit Agreement. The Bank's failure to receive any written objections from the Borrower prior to the date of entry into force of the changes specified in this clause is evidence of the Borrower's agreement to such changes. If the Borrower does not agree with the specified changes, the Borrower is obliged, before the effective date of these changes, to declare in writing the termination of this Agreement and fulfill all obligations to the Bank under this Agreement and the Consumer Credit Agreement. At the same time, the Borrower assumes the obligation to independently monitor the presence/absence of the Bank's proposals to amend the Agreement. The Bank sends to the Borrower's mobile phone number and/or e-mail address and/or by means of services and/or through the Bank's Website.

• The client has the opportunity to refuse to receive the Bank's advertising materials provided by means of remote communication channels by contacting the nearest branch or contacting the Bank's hotline.