Leasing

Leasing is one of the most effective financial instruments. It provides a real opportunity for enterprises to purchase and update their fixed assets, increase competitiveness, productivity, and quality of leased products.

Leasing is a state-guaranteed opportunity for effective taxation of your business. You direct more funds to expand production and introduce new technologies. 

For legal entities and individuals-entrepreneurs of all industries and types of activities. 

Currency - hryvnia, US dollars, euro 

Advantages

• Better than rent, more profitable than a loan;
• Possibility to expand and update fixed assets without redeployment of significant amounts of current assets;
• Ease of payment - the lessee pays monthly one lease payment per account;
• The lessee has the right to attribute leasing payments to expenses, thereby reducing the taxable base for income tax;
• It is not necessary to have a large amount of own funds to acquire property in leasing;
• It is effective for developing enterprises.

Conditions

• Term - up to 5 years;
• Lease payments - monthly in equal shares;
• Security: leasing subject
  
  
  

  How Does Leasing Work?

  MTB Bank offers its customers to use bank leasing in Ukraine. This is a financial service that allows companies and individual entrepreneurs to use equipment, vehicles or other assets without the need to buy them outright. This service means that the bank purchases the asset for its own funds and leases it to the lessee for a certain period of time, subject to regular lease payments.

  Main characteristics of bank leasing:

  • Leasing object. It can be movable (cars, machinery) or immovable property (buildings, structures).
  • Lessor. A bank or leasing company that purchases property for further leasing.
  • Lessee. A company or entrepreneur who uses property on lease terms.
  • Lease term. It is determined by the contract and can vary from several months to several years.
  • Lease payments. When calculating leasing, you need to take into account interest on the loan and other possible expenses.
  • Purchase of property. At the end of the lease term, the lessee may be able to buy the property by paying the residual value.

  Thus, bank leasing allows businesses to develop and upgrade their material and technical base without significant one-off investments.

  Advantages of Leasing From MTB Bank

  Better Than Rent and More Profitable Than a Loan

  You get the necessary equipment, vehicles or other machinery on lease without the need for a large one-time investment. This allows you to allocate free funds to other important needs.

  Opportunity to Expand and Upgrade Fixed Assets

  Your business can expand quickly and efficiently by updating its fixed assets without incurring significant capital expenditure. This is especially important for businesses looking to constantly modernise their production facilities.

  Easy Payment

  The lessee makes one monthly lease payment to one account. This avoids unnecessary accounting complications and ensures transparency of financial transactions.

  Accessibility Without Large Amounts of Own Funds

  It is not necessary to have a large amount of own funds to purchase property on lease. This allows small and medium-sized enterprises to access modern equipment and machinery without incurring large financial obligations.

  Efficiency for Developing Businesses

  Leasing is an ideal tool for developing businesses. You can flexibly manage your financial resources and lease state-of-the-art equipment and machinery to increase productivity and competitiveness.

  Leasing of Specialised Machinery

  Leasing of specialised machinery is a great opportunity to equip your business with modern, high-performance equipment that will increase the efficiency of your company and maximise the profitability of your operations. Specialised machinery leasing includes construction and road equipment, warehouse and loading equipment, as well as municipal, port and other specialised machinery.

  Leasing of Agricultural Machinery

  This product is designed for successful agricultural holdings and agricultural companies for which efficient agricultural machinery from leading global brands is a key factor in increasing yields and productivity. If your company needs new combines, harrows, seeders, sprayers or tractors on lease, we are ready to offer you a product that will not only help you finance such a purchase, but also take into account the seasonality of your business. Our flexible leasing terms will allow you to effectively plan your expenses and use the most modern equipment to develop your agricultural business.

  Leasing of Medical Equipment

  Medical equipment leasing helps to equip medical centres with modern diagnostic and other medical equipment from leading global brands. This allows medical institutions to improve the quality of patient care, introduce the latest technologies and remain competitive in the healthcare market. By leasing, medical centres can preserve their financial resources by making gradual payments for equipment and focus on developing their core business.

  Leasing of Industrial Equipment

  For manufacturers who rely on technology to compete, our bank offers leasing of equipment: food, energy, woodworking, printing, telecommunications, retail and other equipment. Thanks to our leasing products, you can upgrade your production facilities without significant one-off costs, allowing you to quickly adapt to market changes and remain competitive. We offer flexible financing terms that take into account the specifics of your business and help you optimise costs, contributing to the sustainable growth and development of your company.

  How to Arrange Leasing at MTB Bank?

  Leasing of equipment is a convenient and profitable process available to legal entities and individual entrepreneurs of all industries and types of activity. Leasing can be carried out in hryvnia, US dollars or euros, which provides flexibility in choosing a currency. The lease term is up to 5 years, and lease payments are made in equal monthly instalments. The leased asset itself is used as collateral, which simplifies the registration procedure and reduces financial risks. For more information and to apply, please contact the nearest branch of MTB Bank or call (0482) 371-465, (048) 711-76-48.