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Universal Standard

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Universal Standard

The golden mean i.e. the most necessary banking products and services offered for the clients- individuals. We will issue you the card with the 24h access to the funds deposited in your banking account from any place in the world, control the flow of funds, accumulate the savings, perform mutual settlements.


contactless payment for purchases with Google Pay (MasterCard / Visa);

secure online payment service 3D Secure;

participation in the MasterCard bonus program - More;

package price - 0.46 UAH per day;

cash withdrawal without commission at any ATM of Ukraine;

non-cash payments in the trade and service network and the Internet - free of charge;

E-mail banking / Internet banking / Mobile banking / SMS - banking;

payment up to 500 UAH - MasterCard / up to 1000 UAH - Visa, without entering a PIN-code and signature, contactless - off-line or on-line;

payment over 500 UAH - MasterCard / over 1000 UAH - Visa, with the input of a PIN-code and signature, contactless - only on-line.

To apply for service package fill out an application and our officer will soon contact you


  • card type: MasterCard Debit Standard Contactless / Visa Classic PayWave;
  • card validity period: 2 years;
  • currency: UAH / USD / EUR;
  • registration of the main card: Free;
  • monthly payment for cash management services: free of charge;
  • annual fee for RKO: 170.00 UAH;
  • registration / maintenance of an additional card of the same class: free of charge;
  • minimum balance on the account: UAH - absent / USD - 20.00 / EUR - 20.00;
  • interest accrued on the account balance: UAH - 0.01% / USD - 0% / EUR - 0%;
  • cash replenishment at the Bank's cash desk: 0.4% min. 5,00 UAH;
  • non-cash transfer of funds: 0.8% min 5.00 UAH / 1.00 USD / EUR;
  • cash withdrawals at ATMs and branches of PJSC "MTB BANK": no commission;
  • cash withdrawal at ATMs of the partner bank FUIB (Radius network): no commission.
  • Non-cash transfer of funds received from other banks (is not applied within the frames of salary projects and for the remittance of social benefits);
  • Cash withdrawal using IPC issued by the bank;

  • Non-cash payment for goods and services;

The validity period of the package (that is, all the preferential rates included in the package) is 12 months from the date of connection.

After the expiration of the package, the client is transferred to standard terms of service or is connected to a new pricing package which is available for this category of customers.

Conditions that are not included in the package offer are paid according to the Bank's standard rates.

Procedure of execution

Execute an application

Fill out an application

Make an arrangement with the manager

At the meeting discuss terms and conditions and execute the documents

Application for execution of services

After you have sent an application, a Bank officer will call you and inform you about the procedure of execution of the service in the Bank department